Motor Insurance
Motor Insurance is a contract purchased by the owner of a vehicle from an authorised insurer to protect the policyholder (owner of the vehicle) against loss or damage to his vehicle and or against loss or damage which the policyholder might cause to another person's vehicle or property and or death or bodily injury to a third party.
Vehicle Classification
PRIVATE CAR
Use only for social domestic and pleasure purposes and for the Policyholder's business
Does not cover:-
Use for hire and reward
- Use for racing pace-making reliability trial speed testing
- Use for the carriage of goods other than samples in connection with any trade or business
- Use for any purpose in connection with the Motor Trade.
Use for social domestic and pleasure purposes and in connection with the Policyholder's business for profession
Does not cover:-
Use for hire and reward
- Use for racing pace-making reliability trial speed testing
- Use for the carriage of goods other than samples in connection with any trade or business
- Use for any purpose in connection with the Motor Trade.
Type of Covers
• Comprehensive
The cover offers protection against financial loss because it covers fire, theft and accidental damage to the Insured's vehicle in addition to the protection against the legal liabilities to third party for death and bodily injury and damage to property that may arise through the negligence of the driver.
• Third Party
The cover offers protection against financial loss as a result of damage the driver of the vehicle may cause to the property of a third party. It also provides protection against any claims that may arise because of the death of or injury to another person through the negligence of the driver.
