• Liability to Public including costs and expenses of litigation recoverable by claimant against the Insured or incurred with the consent of the Company;
• Death, Permanent Disablement, Medical and Surgical treatment to insured golfer;
• Loss or damage to Golfing Equipment including accidental damage to or breakage of golf clubs during play and/or practice;
• Loss or damage to Personal Effects (excluding watches, jewellery, trinkets, money, securities or stamps) by fire, burglary, housebreaking, larceny or theft;
• Hole-in-one
