It offers protection 24 hours a day, 365 days a year and anywhere in the world. Coverage is extended whether the employee at work, at home or on holiday.
The Benefits of our Policy
• Benefit A/B - Accidental Death and Permanent Disablement (PD) occurring within 12 months from the date of injury.
http://www.bgi.com.my/pop_PD_scale.htm
• Benefit C1/C2 - Weekly benefits for temporary total disablement and temporary partial disablement.
• Benefit D - Medical Expenses
• Benefit E - Weekly Hospital Income
General Exclusions
This policy does not cover
• Any person below 16 years and above 60 years of age at the date of effecting the policy.
• War risks
• Existing physical or mental defect
• Suicide or self injury
• Pregnancy or child-birth
• Hernia, HIV bacterial or viral infections, any disease or sickness
• Participation in a criminal act
• Professional sports
• Racing or any kind (other than on foot), caving, parachuting, hang gliding, hunting, mountaineering requiring ropes or guides, water-ski jumping, underwater activities involving the use of breathing apparatus.
*This is a summary only. Please refer to the Insurance Policy for complete detai
